The Council and European Parliament reached a provisional agreement on changes to the EU securitisation framework on 21 October. The Council says the package aims to help finance households, smaller businesses and infrastructure by adjusting capital and compliance requirements.
Securitisation pools loans and other financial assets into instruments that investors can trade. The proposed changes introduce a resilient category, revise capital treatment according to risk and strengthen the simple, transparent and standardised framework. They also provide for EU-level supervision of independent compliance verifiers.
The agreement is part of the savings and investments union agenda. Legal texts still need to be finalised and formally endorsed by both institutions. The political deal therefore should not be presented as rules already in force.
Context
The intended increase in lending is a policy objective, not a measured result of the newly agreed package.
Sources
Original summary based on the sources above, checked for the October 24, 2026 edition. Reference dates are shown separately from the edition date.